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Worksite Direct/ Passport to Retirement

Through our relationship with George Mason University's Office of Continuing Professional Education, we offer this generic, comprehensive, worksite based financial education program. The employer benefits of this program include but are not limited to the following:

1. Positive impact on morale and employee productivity

2. Potential for increased participation in employee benefit programs

3. Greater Compliance with ERISA 404(c)

  • More loyal and harder working employees
  • Plan is less "top heavy" with the possibility to increase deferral rates
  • Possible protection from future issues

 Course is offered by licensed instructors at businesses, organizations, and universities nationwide.

The Need for Retirement Planning:

People recognize the need to make good financial decisions to improve their financial well-being and prepare for the future. To meet this need, financial education has become a beneficial service that employers and organizations can provide to their employees and members.

When choosing a financial education service, it is important to select a program that can meet the needs of a wide variety of people. Jackson Paulishak, as a trained instructor, and the Passport to Retirement workshop can help individuals at all levels make more educated decisions regarding their present and future financial needs.

For Your Employees:

The benefits of providing formal financial education are wide ranging. Only 32 percent of U.S. workers have tried to set a retirement savings target. 1 And 42 percent of 401(k) plan participants have accumulated only $10,000 (or less) in their retirement accounts.2 A financial education program can help.

By providing financial education in the workplace, your organization could realize a potential 20 to 30 percent increase in employee benefit program participation. And, if you offer employee-directed benefit plans, you can also meet some of the requirements of ERISA Section 404(c).

For Your Members:

A financial education program can be a valuable membership benefit for many types of organizations. It can help attract new members, increase the value of membership, and provide an important service that people want and need.

The Passport to Retirement workshop may enhance the membership programs of credit unions, professional associations, trade and service groups, school systems, civic and fraternal organizations, social and recreational clubs, affinity groups, and nonprofit and charitable organizations.

Certified Instructors:

Our Certified Worksite Instructors are financial services professionals who have participated in an intensive training process that qualifies then to deliver financial education at the worksite.


Sources: 1) Employee Benefit Research Institute, 2002 2) Investment Company Institute, 2001

Retirement Workshop Outline

Define and Create Your Retirement

  • How do you picture retirement?
  • Where do you want to live?
  • How will you spend your time?

Assess the Costs

  • Estimating the cost of retirement
  • Cost of retirement calculator
  • Can you afford to retire?

Evaluate Your Sources of Income

  • Sources of retirement income
  • Types of retirement plans
  • Social Security: What can you expect?
  • Retirement expectations vs. reality

Invest for the Future

  • Find your starting point
  • What's your investment strategy?
  • Asset classes and types of investments
  • Evaluating your investment portfolio

Protect Your Health and Wealth

  • Will you need long-term care?
  • What if you become disabled?
  • Types and benefits of insurance
  • Assessing your risk management needs

Receive Funds from Retirement Plans

  • Understanding your options
  • Which distribution method is best?
  • Retirement plan distribution strategies
  • Important retirement considerations

Manage Your Estate Distribution

  • Benefits of estate conservation
  • Estate distribution techniques
  • Trusts, gifting, and charitable giving
  • Providing for you heirs

You may also be interested in the following article: 401(k) Plan Fixes Key to Retirement Conundrum